You’re not only building a brighter financial future for yourself, you’ll be part of a like-minded community that is improving access to affordable credit for all when you take out an Oakam loan

Every we support people as they achieve their money goals, build their credit profile and access better loan rates day. In the exact same time, by making use of our mobile application to settle on time, Oakam clients are changing the financing industry, making credit more affordable and much more available for all.

Join our community of 150,000+ clients.

Brand brand New consumer? Begin today with that loan from ВЈ100 to ВЈ800. Fast turnaround without any belated charges

279% fixed interest that is annual (1427% APR representative)pare Oakam along with other loan providers right right right here.

Existing clients can borrow as much as ВЈ5,000 and graduate to a yearly interest of 49% (variable) with this Big loan that is plus.

• Access cheaper prices as time passes and enhance your credit history
• Quickly graduate to prices less than numerous bank cards
• Borrow as much as ВЈ5,000 while you create your credit profile
• No setup costs. No late or very early payment costs

susceptible to terms

Apply with certainty

Fill our safe application that is online get a determination in moments. No setup costs, no belated costs with no very early payment charges.

Start your Oakam journey

Place your loan to do business with the Oakam application, develop your credit score as time passes and create your solution to a brighter monetary future.

Tailor your loan

Access lower prices and bigger quantities as you repay your loan. Borrow as much as ВЈ5,000 in the long run. Learn more

Get in on the customers that are 150,000 trust us

We’re more than just a cash loan provider: we’re for an objective to help make credit that is accessible truth for many.

Install our mobile application

The Oakam mobile software will permit you to use along with assistance you handle your loan:

• Submit an application for a loan
• Always check your outstanding balance
• See your next payment time
• Review your payment routine

Reasons why you should join Oakam

Bad credit? We will pay attention

We’ll tune in to your tale if you’re on benefits, have credit that is bad or simply just found its way to the united kingdom. We’ve caused it to be our objective to split down economic barriers and enhance access for several.

No house visits – ever!

Cash is a matter that is private we keep it by doing this. Think about us as an option to doorstep loans. We’ll never ever knock on your own home and you may always achieve us online or higher the device.

No surprises that are hidden

At Oakam you’re constantly in charge. Our items are transparent and simple. We don’t charge fees that are late there’s no cost connected with repaying early.

Your connection to a brighter monetary future

You can unlock lower rates, bigger amounts and longer terms as you pay back your Oakam loan. It’s our means of working out for you create your credit profile as time passes.

Handle your loan utilizing the Oakam software

Access your loan and payment routine by getting our software, thereby applying for tops ups and brand new loans in the long run.

Faq’s

Oakam provides simple and easy economic solutions for those who battle to borrow from banking institutions. You can expect accountable use of credit and are also focused on serving our customers with respect.

Every time we support individuals while they achieve their cash objectives, build their credit profile, and access better loan prices. In the time that is same through the use of our mobile application to settle on time, Oakam customers are changing the financing industry, making credit less costly and much more available for everybody.

How exactly does it work?

It’s simple! You’ll use on our web site, or via our mobile software. The software could be downloaded through the Apple iStore for iPhone devices, or in the Bing Enjoy shop for Android os products. In the event the application is approved, the bucks may be provided for your money on the day that is same. Many successful prospects get their loans within a few hours to be authorized.

Susceptible to status. From the application, we shall ask you for the income that is monthly and in information, to be able to concur that you’ll pay for the month-to-month repayments on the life of the mortgage.

Does Oakam do a credit search?

Yes. But we don’t solely base our decision on your credit score. At Oakam we recognize that life does not go as planned always. We comprehend you may have a poor credit history that you may have run into financial difficulties in the past and as a consequence. Unlike other loan providers though, Oakam will likely not immediately blacklist you have actually missed repayments. Your credit score and affordability assessment assist us comprehend your situation that is current when assess the application for the loan.

Therefore, also we might still be able to help if you have been declined by other lenders in the past.

I’m not used to great britain. Can Oakam assist me with that loan?

Yes. We ask which you have been Bonuses a resident in the united kingdom for at the very least a few months before you apply for a loan with us. All loans are susceptible to affordability checks along with your monetary status. We welcome new clients each and every day and, because our application that is online process completely automatic, it is possible to apply once you have to, seven days per week. All our loans are susceptible to your economic status.

So what does APR suggest?

APR represents Apr.

The APR is just a measure that is standard across all credit services and products to aid customers compare the price of loans. Since the APR reflects the yearly price of fee for the loan, it’s not constantly a effortless measure to comprehend when you compare loans of various lengths.

The APR is, appropriately, a comparison that is effective for comparable items, but additionally to your APR, we constantly explain to you the sum total price of that loan in addition to specific instalments, i.e. what you would repay in complete. We think these records offers you a fuller image of the expense of y our loans and really should help you produce the best decision whether certainly one of our loans would work for your needs.

I will be self-employed. Can we get that loan?

Yes, at the mercy of your monetary status.

Can I have application that is joint my partner?

No. We just lend to people so we usually do not accept joint applications.