Great news is this QQ? Any idea simply how much it is likely to soon add up to?

Yes sorry .. QQ .. It’s 1437 plus 8% for 4 years X

Duane Castleman says

Did they feature you such a thing on the response that is final first? They did in my experience but we almost fell down my seat laughing whenever it is read by me!!

Yes i do believe about 300 .

It has been therefore helpful We have delivered the next e-mail if I am honest as I just need these defaults off my account they are ruining my chances of buying a house as I had all the loans on my credit file to PDUK and QQ hoping I get a response back anything will be a bonus.

Just received this today. The may be the respond to the letter that is template ? Does not seem sensible ? Anyone had this of can provide me personally some advice many thanks for the inquiry along with your persistence although we carried out our research. We have been necessary to make sure your credit history is as much as date. Our responsibility to report and improve your loan information to credit guide agencies is placed forth within our online privacy policy. Please bear in mind, in case your payment that is contractual agreement perhaps perhaps not honoured, this might influence your credit history adversely, including a standard being registered.

Our documents suggest loan 1666952 and loan 1772628 contractual payment dates had been maybe perhaps not honoured. We reached away to you numerous times to e to a payment that is affordable; but, all tries to find the right re re payment arrangement went unanswered. You had been supplied with that loan of 400.00 GBP on 02/08/2010. Your loan ended up being extended an overall total payday loans with bad credit in Indiana of 4 times. Your final expansion charge re payment and payment that is final never ever gotten in complete. Which caused the mortgage to default and later on utilized in a alternative party collection agency.

With this being stated defaults registered is accurate and certainly will maybe maybe perhaps not eliminated.

As this is certainly our Final reaction relating to your issues to the above referenced account, if you’re maybe not satisfied with this oute i have to make sure that you understand the greatest accessibility to the Financial Ombudsman Service. There is the straight to refer your plaint towards the Financial Ombudsman provider, totally free you should do so within half a year regarding the date of the page. If you fail to refer your plaint with time, the Ombudsman won’t have our authorization to think about your plaint so will simply manage to do this in not a lot of circumstances. For instance, if the Ombudsman thinks that the wait ended up being being outcome of excellent circumstances. I’ve supplied you with a hyperlink into the leaflet for your information to work with you if you opt to pursue this course that is further of. They may be contacted at

Sara (Financial Obligation Camel) says

While you have simply delivered from the plaint, i will be wondering if this will really be addressed to someone else and it has e for you in error? Do you recognise the mortgage figures / dates they mention?

Hi Sara, Everyone Else

We haven’t updated in a little while but have always been happy to say i obtained a reimbursement of slightly below 3k from Wonga following the matter went along to an Ombudsman (they ignored the adjudicator). The entries have been taken off my credit score but I’m surprised to look at score (that we realize is basically useless anyhow but however) has brought a total battering. I was thinking having these entries eliminated would do miracles for my credit file??

Also recently possessed a judgement from an Ombudsman according of Quickquid. Have always been expecting over 3k right back from their store- any tips the length of time they decide to try shell out? It’s been a now and not a word from them despite my repeated emails to them week. Many Thanks all. Jo

Sara (Debt Camel) says

Until you had defaults or want to get home financing, having paid back loans that are payday does not enhance your rating much.

Good to know the Ombudsman upholding another QQ plaint.

Hi, the same as to express that Wonga have actually released me personally having a 3512 reimbursement and I also have actually accepted. I would personally likely have been eligible for a lot more than that but i recently desired the nightmare to get rid of. To not bad times scales 6 days from initial plaint

I’m in the act with QQ. Nevertheless they appear to be dragging here heels a little.

I will be reviewing how many other panies caused me therefore hardship that is much despair.

Sara (Financial Obligation Camel) says

great – you might be the person that is second to have an offer in less than 2 months 🙂

Quickquid took over 2 months to obtain returning to me personally making an offer we expected of 150 from reading these articles. We told them the best place to go and left it with all the Ombudsman who upheld the plaint and awarded me around 1700. QQ took about 10 times to spend whenever I expected them to simply take the complete 30 business days.

Congrats. QQ did exactly the same if you ask me offered me 150 therefore it’s gone to your ombudsman.

This website is great! After reading most of the ments and success tales on right here, a plaint was made by me to QQ. They took the total 2 months to help make an offer of 150. I rejected their offer and contacted the ombudsman – within four weeks an offer is had by me of 1894.30 . ? Ombudsman stated they couldn’t make certain that all of the loans had been unaffordable nonetheless they could see we had bee based upon them ? Simply payment that is awaiting

Sara (Financial Obligation Camel) says

Exemplary – had been this from an Adjudicator or made it happen need certainly to visit Ombusdman degree?

Simply the adjudicator. I experiencedn’t supplied any bank statements or payslips like QQ had expected either, just my page of plaint.

I acquired the standard questionnaire from QQ and p2p today simply over per week after requesting soa. Sent an image of payslip showing my wage slip can’t find bank declaration. additionally told them i obtained template letter from a financial obligation advise web web web page no name mentioned as nothing in connection with them. Only have to settle-back and wait now! Also payday express contacted me wanting us to verify email ? Just wonga to reply now others have actually answered roll on sept whenever it must all be sorted could keep updated when I get hopefully info and provides

Almost three weeks hence, we sent off plaints to QQ also to Wonga. Today, we delivered another one off to Wage Day Advance – I was thinking the attention on that loan was reasonable however when we seemed straight back I happened to be repaying 94 per month for just two years….and the loan that is initial been for 300!